Frequently Asked Questions

Everything you need to know about Grahamly.

How Grahamly Works

How does the Adversarial Multi-Agent System differ from standard AI tools like ChatGPT?

Unlike single-model AI tools like ChatGPT that give an unchecked first response, Grahamly coordinates 15+ specialized agents. Analysts form a thesis, Bull and Bear researchers debate opposing views, and risk managers verify arguments against live SEC filings and financial statements. You receive a cited, debate-tested verdict rather than a guess.

Isn't this just another AI stock picker? How do I know it won't lose me money?

Grahamly is not a stock picker and does not guarantee returns. It is a research intelligence platform that replicates how a professional asset management team operates — with analysts, researchers, risk officers, and a portfolio manager debating every position. Unlike simple "buy/sell" signal apps, Grahamly factors in your actual portfolio composition, sector concentration, correlation risk, and drawdown exposure before issuing any signal. The system is designed to protect your downside first. All outputs are for informational and educational purposes only and do not constitute financial advice. All final investment decisions are solely yours.

Is the adversarial "Bull vs. Bear debate" real, or just marketing?

It is real and runs on every single analysis. The Bull Researcher and Bear Researcher are separate AI agents with opposing objectives, coordinated by a LangGraph multi-agent pipeline. The Bull builds the strongest growth thesis (competitive moats, momentum catalysts, upside targets), while the Bear systematically attacks it (capital inefficiencies, regulatory headwinds, macro threats). The Research Manager then weighs both arguments and issues a 5-tier verdict: Buy, Moderate Buy, Hold, Moderate Sell, or Sell. You can see the full debate output in every analysis report.

Is Grahamly a registered investment advisor? Is this financial advice?

No. Grahamly is not a registered investment advisor (RIA), broker-dealer, or financial planner. Grahamly is a research and data analysis platform that provides AI-generated signals for informational and educational purposes only. Nothing on this platform constitutes personalized financial advice, a recommendation to buy or sell any security, or a solicitation of any kind. All investment decisions are solely your responsibility. Always consult a qualified financial advisor before making investment decisions.

What happens if the AI gives me a bad recommendation?

Every analysis comes with full transparency — you can see exactly why each agent voted the way it did, which data sources were cited, and where the Bull and Bear disagreed. Grahamly is designed to reduce blind spots, not eliminate market risk. No AI system, human analyst, or hedge fund can predict the market with certainty. The adversarial debate and risk guardrails (sector concentration checks, stop-loss flags, beta alerts) are designed to catch the most common portfolio mistakes, but the final decision to act on any signal is always yours.

Getting Started

Is Grahamly hard to use? How do I run analyses, manage portfolios, or do anything on the platform?

Not at all — Grahamly is Copilot-first. Just tell the AI Copilot what you want in plain English, like "Run a trading analysis on AAPL" or "Add 50 shares of MSFT at $420." It executes research, portfolio updates, and explanations conversationally, alongside a full point-and-click interface.

I'm a beginner investor — will I understand the signals?

Yes. Every analysis report includes a plain-language summary with a clear 5-tier verdict (Buy, Moderate Buy, Hold, Moderate Sell, or Sell) and a written justification explaining why in everyday language. You don't need to interpret raw charts or financial ratios yourself — the agents do that work and present their conclusions in a format anyone can understand. The AI Copilot chat is also available to answer any follow-up questions about a specific analysis in conversational language.

Do I need to know technical analysis (RSI, MACD, Bollinger Bands) to use Grahamly?

No. The Market Analyst agent handles all technical analysis automatically — it calculates RSI, MACD, Moving Averages, Bollinger Bands, and other indicators behind the scenes. The results are translated into clear signal language (e.g., "strong bullish momentum" or "overbought with weakening volume") so you can understand the conclusion without needing to read a chart yourself.

How much time per day does Grahamly require?

As little as 2 minutes. Once your portfolio is synced, Grahamly runs analysis automatically. On the Pro plan, you can check your dashboard whenever you want. On the Max plan, you receive a daily pre-market email digest summarizing overnight catalysts, signal changes, and rebalancing suggestions — so you can review everything in your inbox each morning without even logging in.

How do I add a portfolio, assets, and watchlist? Is it complicated?

It takes seconds. You can: (1) use the point-and-click UI to enter your tickers and share counts, (2) chat with the AI Copilot in plain English (e.g., "Add 50 shares of NVDA"), or (3) upload your brokerage PDF/CSV statement to import holdings automatically.

Coverage & Capabilities

What stock markets, exchanges, and asset classes are supported?

Grahamly covers 170K+ stocks and assets across 70+ global exchanges — including the US (NYSE, NASDAQ), Europe (Euronext, LSE), India (BSE, NSE), Saudi Arabia (Tadawul), Japan (TSE), Hong Kong (HKEX), Canada (TSX), Australia (ASX), and many more. Pro, Max, and Enterprise plans also support major crypto assets like Bitcoin and Ethereum. Want to see if your specific stock is supported? Simply go to app.grahamly.io/research and type your ticker symbol or company name into the search bar. If it appears in the search dropdown, our AI agents can analyze it — no matter if it's based in the US, India, Saudi Arabia, Europe, or anywhere else in the world. You can also test the free live demo immediately on 10 popular US stocks (like AAPL, NVDA, and META) with no sign-up or credit card required.

Does Grahamly support cryptocurrency?

Yes. Crypto assets are fully supported on Pro, Max, and Enterprise plans. The analysis pipeline adapts automatically — for crypto, the Fundamentals Analyst is bypassed (since there are no balance sheets or income statements), and the system relies more heavily on technical, sentiment, and macro analysis. Major crypto pairs like BTC-USD and ETH-USD are available.

Does this work for small-cap and penny stocks, or just large-cap blue chips?

Grahamly covers any ticker available on the 70+ supported exchanges — that includes large-cap, mid-cap, small-cap, and micro-cap stocks. The depth of the analysis depends on available data: blue-chip stocks with extensive SEC filings and analyst coverage will produce richer reports, while thinly traded micro-caps may have less fundamental data available. The technical and sentiment analysis works for any ticker with price history.

I already use Bloomberg / TradingView / Morningstar. Why would I add Grahamly?

Those tools give you raw data and charts. Grahamly gives you a second opinion from a team of AI analysts that have already read the data. Bloomberg shows you the P/E ratio — Grahamly tells you whether that P/E ratio, combined with your current sector allocation, correlation risk, and macro exposure, actually makes this a good trade for your specific portfolio. It's the difference between having a terminal and having an analyst team sitting next to you debating whether to pull the trigger.

Pricing, Plans & Billing

What is the 7-Day Zero-Risk Guarantee?

We're so confident Grahamly will change how you research trades that we back every Pro and Max subscription with a 7-Day Zero-Risk Guarantee. Sign up, get full access to every feature — 15+ agents, AI Copilot, portfolio risk engine, everything — and put it through its paces. If it's not for you for any reason, cancel with a single click from your account settings before the 7 days are up. You won't be charged a penny. No emails, no support tickets, no hoops. That's our guarantee.

Is there a free tier available?

Yes. The free demo lets anyone test the 15-agent consensus engine on 10 top tickers (including AAPL, NVDA, and META) with technical indicators, Bull vs. Bear debate, risk analysis, and 90-day charts — all without creating an account or entering a credit card.

What is the difference between Pro and Max plans?

Pro ($29.99/mo) is designed for active traders. It includes More Usage AI compute, 1 live portfolio with 25 holdings and 25 watchlist items, 170K+ tickers across 70+ exchanges, the interactive AI Copilot with 100+ financial tools, SEC EDGAR and FRED macro data, social sentiment analysis, risk guardrails, and the self-learning 5-day post-trade reflection engine. Max ($79.99/mo) includes everything in Pro plus 5x more AI compute, 1 live portfolio with 40 holdings and 40 watchlist items, automated daily pre-market email digests with overnight catalysts and analyst revisions, Max portfolio analysis depth, timezone customization, and 30-day digest execution history.

What is the Grahamly Insider Insights Discord bonus, and what is my benefit?

Grahamly Insider Insights is an invite-only private intelligence community included free with all Pro, Max, and Enterprise subscriptions (a standalone $199/year value), accessible directly from your account dashboard. While most retail traders navigate volatile markets in isolation, Insider Insights connects you to a closed-door circle of serious investors and proprietary intelligence: • Proprietary AI Telemetry & Quant Alpha: Our internal research team runs continuous market simulations. As Grahamly's self-learning AI engine reflects on trade outcomes and discovers cross-ticker patterns, we share real-time quantitative breakdowns, emerging sector rotations, and where our AI models are hunting next — before the broad market catches on. • Elite Global Investor Syndicate: Collaborate and debate trade ideas in real time with high-conviction investors, quants, and portfolio managers worldwide. Pressure-test your theses against experienced market participants. • Direct Access to the Builders: Get direct access to the engineers and quant researchers building Grahamly. Request custom agent tools, vote on incoming roadmap features, and test experimental trading modules before public release. • The Asymmetric Edge: In fast-moving markets, missing a single structural catalyst or risk warning can cost thousands. One timely thesis, institutional alert, or market insight shared in this room can completely redefine how you trade and pay for your subscription many times over.

What does "More Usage" vs "5x more usage" actually mean?

"More Usage" (Pro) gives you a generous allocation of AI compute tokens for running portfolio analyses, AI Copilot conversations, and research reports each month. "5x more usage" (Max) multiplies that allocation by five — meaning you can run significantly more analyses, ask more Copilot questions, and process larger portfolios with deeper multi-agent debate loops before hitting any limits. For most active traders, Pro's allocation is plenty. Max is designed for daily investors who run multiple analyses every day.

I have a small portfolio — is $30/month worth it?

A single bad trade on even a $5,000 portfolio can easily cost you $500+. Grahamly's risk guardrails — sector concentration checks, stop-loss alerts, correlation flags, and portfolio-aware signals — are designed to catch exactly these mistakes before they happen. If the system prevents even one over-concentrated position or flags one holding you should trim, it pays for itself many times over. You can also try the free demo first to see the quality of analysis before committing.

How do I cancel my subscription?

During your 7-Day Zero-Risk Guarantee period, cancel with a single click — you won't be charged at all. After that, you can still cancel anytime with one click from your account settings page — no emails, no phone calls, no retention tricks. When you cancel, you keep access to all features through the end of your current billing period. After that, your account reverts to the free tier.

Can I upgrade, downgrade, or switch plans anytime?

Yes. You can switch between Pro and Max at any time from your account settings. If you upgrade mid-cycle, you'll be prorated for the remaining days. If you downgrade, the change takes effect at the start of your next billing cycle so you keep access to your current plan's features through the end of the period you've already paid for.

Do you offer refunds?

You're protected by our 7-Day Zero-Risk Guarantee — you get full access to every feature and can cancel with one click before the trial ends without being charged. After the guarantee period, if you experience a technical issue that prevents you from using the platform, contact our support team and we'll work with you to resolve it or issue a refund on a case-by-case basis. We process payments through Stripe, and all billing is transparent in your account settings.

Security & Privacy

Is my portfolio data and financial information secure?

Yes. Your portfolio data is strictly private and stored with 256-bit AES encryption at rest. Brokerage connections are read-only through Plaid and SnapTrade — we never have access to your brokerage login credentials, trading capabilities, or funds. Your portfolio composition is only used to compute personalized analysis signals and rebalancing alerts. We are GDPR and CCPA compliant.

Will my data be sold or used to train AI models?

No. Your personal portfolio data, holdings, and analysis results are never sold to third parties and are never used to train AI models. Your data is used exclusively to generate your personalized analysis signals and portfolio recommendations within the Grahamly platform.

Performance & Reliability

How long does a full analysis take? How often are signals updated?

A full multi-agent portfolio analysis typically completes in 10–15 minutes on the first run, depending on the number of holdings and the depth of the adversarial debate. Subsequent runs are faster as cached context and self-learning memory kick in. Individual ticker research takes roughly 3–5 minutes per analysis. On the Max plan, your daily pre-market email digest is generated overnight — so by the time you check your inbox in the morning, everything is already processed and ready to read. Signals are updated each time you trigger an analysis run, and you can re-trigger a same-day analysis whenever you want.

What happens if Grahamly goes down during market hours?

Grahamly is backed by a checkpoint-based state recovery system. If a network disruption occurs during an active agent debate, the run resumes automatically from the last completed node — you are never double-billed for an interrupted analysis. For Enterprise customers, we offer a 24/7/365 SLA with guaranteed uptime commitments.

What AI models power the analysis?

Grahamly's intelligent model router automatically selects the optimal model for each task across two performance tiers — Flash (optimized for speed and low latency) and Flash Extended (optimized for deeper financial reasoning and complex multi-step analysis). You never need to choose a model yourself; the router handles it based on the complexity of the query. Enterprise plans unlock access to any AI model including deep-think reasoning models, custom LLM routing, and fully configurable model pipelines. All AI compute is fully managed — you don't need to configure, host, or pay for any external AI API keys.

Think of hiring a brilliant financial analyst

You ask, you discuss, it delivers a full report. That's Grahamly.

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