Effective Date: July 9, 2026
Welcome to Grahamly (“we”, “our”, “us”). By accessing or using our website located at grahamly.io (the “Site”) and our stock analysis application (collectively, the “Service”), you agree to be bound by these Terms of Service (the “Terms”). If you do not agree to these Terms, you are prohibited from accessing or using our Service.
You must be at least 18 years of age and possess the legal authority to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these eligibility requirements. The Service is intended for users residing in regions where the provision of such services is permitted by local law, including the United States and the European Union.
Grahamly is an AI-driven stock research and portfolio analysis platform. The Service coordinates multiple artificial intelligence agents to simulate analytical debates, evaluate investment theses, aggregate financial information, and generate rating signals (e.g., “Buy”, “Sell”, “Hold”, or “Trim”). We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without notice or liability.
GRAHAMLY IS NOT A REGISTERED INVESTMENT ADVISER, BROKER-DEALER, OR FINANCIAL PLANNER UNDER THE SECURITIES EXCHANGE ACT OF 1934, THE INVESTMENT ADVISERS ACT OF 1940, THE MARKETS IN FINANCIAL INSTRUMENTS DIRECTIVE (MiFID II), OR ANY OTHER APPLICABLE STATE, FEDERAL, OR INTERNATIONAL REGULATION.
All analysis, ratings, scores, debates, and signals provided by Grahamly are generated by automated artificial intelligence algorithms and are for educational, research, and informational purposes only. The Service does not provide personalized investment advice, tax advice, legal advice, or recommendations to purchase, sell, or hold any security.
No communication from us should be construed as an endorsement or recommendation of any security or investment strategy. You are solely responsible for conducting your own independent research and making your own financial and investment decisions. We strongly advise you to consult with a qualified, licensed financial professional prior to making any investments.
Our Service relies on Large Language Models (LLMs) and advanced agent frameworks to perform market simulations. You acknowledge that artificial intelligence outputs may occasionally contain factual errors, outdated market data, inconsistent reasoning, or algorithmic inaccuracies (commonly referred to as “hallucinations”).
We do not warrant the accuracy, completeness, timeliness, or reliability of any financial data, news summaries, or analysis outputs. All calculations, technical indicators, and sentiment scores are provided “as-is” without warranty of any kind.
All forms of investing involve substantial risk, including the potential loss of your entire principal. Past performance of any analysis, valuation model, or signal generated by Grahamly is not indicative of future results. Financial markets are volatile and unpredictable. You agree that any reliance on the outputs of the Service is entirely at your own risk and that you will not hold Grahamly liable for any trading or investment losses you incur.
To access certain features of the Service, you must register for an account. You agree to provide accurate, complete, and current information. You are entirely responsible for maintaining the confidentiality of your account credentials, including passwords and security tokens. You agree to notify us immediately of any unauthorized use of your account. We will not be liable for any loss or damage arising from your failure to comply with this security obligation.
You agree not to use the Service in any manner that could damage, disable, overburden, or impair our infrastructure, or interfere with any other party's use of the Service. Prohibited behaviors include:
The Service supports a Bring Your Own Key (“BYOK”) configuration, allowing you to connect your own API keys (e.g., from OpenRouter or other LLM providers). Your API keys are encrypted and processed server-side solely to execute your agent simulations.
You are entirely responsible for all costs, usage quotas, and charges incurred on your third-party API accounts. Grahamly is not responsible for, and has no control over, any billing disputes or key cancellations originating from third-party API providers.
Subscription Fees: Certain tiers of the Service are subject to recurring subscription fees. Fees are billed monthly or annually in advance and are non-refundable, except as required by law or as expressly agreed to by us in writing.
Free Trial: We may offer a 7-day free trial. If you do not cancel the trial prior to its expiration date, your credit card will be automatically charged for the recurring subscription fee.
Cancellation: You may cancel your subscription at any time through your account settings. Upon cancellation, your subscription will remain active until the end of your current billing period, after which it will terminate.
All intellectual property rights in the Service, including the Site design, software code, proprietary agent configurations, algorithms, logo, brand assets, and custom data processing modules are owned by or licensed to Grahamly. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial research purposes.
We process your personal information, API keys, and portfolio data in accordance with our Privacy Policy.
For Enterprise and corporate accounts where Grahamly processes personal data on behalf of an organization, such processing is governed by a separate Data Processing Agreement (“DPA”) which is incorporated into the corporate contract by reference. In the event of any conflict between these Terms and the DPA, the DPA shall prevail with respect to the processing of corporate customer personal data.
THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. GRAHAMLY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL GRAHAMLY OR ITS AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR INVESTMENT OPPORTUNITIES, OR LOSS OF PRINCIPAL IN CURRENCY OR SECURITIES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING OUT OF YOUR ACCESS TO OR USE OF (OR INABILITY TO USE) THE SERVICE. OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO GRAHAMLY IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO LIABILITY.
You agree to defend, indemnify, and hold harmless Grahamly and its directors, employees, and agents from and against any third-party claims, liabilities, damages, losses, costs, and expenses (including reasonable attorney fees) arising out of or in any way connected with: (i) your access to or use of the Service; (ii) your violation of these Terms; or (iii) any investment decisions or financial transactions made by you based on or influenced by the outputs of the Service.
Mandatory Arbitration: You and Grahamly agree to resolve any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof through binding arbitration, rather than in court, except that each party retains the right to bring an individual action in small claims court.
Class Action Waiver:YOU AND GRAHAMLY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of a representative or class proceeding.
These Terms and any disputes arising out of or related to them shall be governed by, construed, and enforced in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. Any legal actions not subject to arbitration under Section 16 shall be brought exclusively in the state or federal courts located in Delaware.
For legal inquiries, notices, or questions regarding these Terms of Service, please contact us at:
Grahamly Legal Department
Email: [email protected]